A
Option A
Before tax, as on the payslip or offer.
More: other deductions
Credit union, loan repayments and similar. Leave empty if none.
Take-home per monthEnter both options
Compare Options
2026 rules · checked 5 Oct 2026Put two scenarios side by side and see which one costs less or leaves you better off.
Your two options
B
Option B
Before tax, as on the payslip or offer.
More: other deductions
Credit union, loan repayments and similar. Leave empty if none.
Take-home per monthEnter both options
Your two options
A
Option A
Pick a lender, or type the rate you were quoted.
Based on your quoted rate
More: price, payments, extras and fee
As a percentage of the loan. GYCalc adds no fee of its own.
Payment each periodEnter both options
B
Option B
Pick a lender, or type the rate you were quoted.
Based on your quoted rate
More: price, payments, extras and fee
As a percentage of the loan. GYCalc adds no fee of its own.
Payment each periodEnter both options
Your two options
A
Option A
Price, shipping and insurance together. CIF (cost, insurance and freight) is what duty, excise and VAT are worked out from.
More details
GRA's customs rate, which customs uses. Change it only to try another rate.
A qualifying re-migrant pays under a concession.
Bringing in an outboard motor too? Rated horsepower, on the engine's plate. 150 HP or less is covered by a 2026 Budget measure.
Landed costEnter both options
B
Option B
More details
GRA's customs rate, which customs uses. Change it only to try another rate.
A qualifying re-migrant pays under a concession.
Bringing in an outboard motor too? Rated horsepower, on the engine's plate. 150 HP or less is covered by a 2026 Budget measure.
Landed costEnter both options
More detail: 2026 Tax & NIS Guide · Help & FAQ